APA Style

Ali, E, R, A, E., Odierno, H, S, P. (2008). Essential Guide to Takaful (Islamic Insurance) . Kuala Lumpur: CERT Publications.

MLA Style

Ali, Engku, Rabiah, Adawiah, Engku., Odierno, Hassan, Scott, P.. "Essential Guide to Takaful (Islamic Insurance)". Kuala Lumpur: CERT Publications, 2008. Books.